Author: Ann Carrns

[ad_1] Nontraditional workers can contribute to an I.R.A. on their own and set up automatic transfers to it from their bank account. (They can get the Saver’s Credit, if they…

[ad_1] Hardship withdrawals should be a “last resort,” said Joni Alt, a senior wealth adviser at Evermay Wealth Management in Arlington, Va. She suggested exploring other alternatives first, like a…

[ad_1] Payment for a substantial task that would otherwise require you to hire outside help could qualify, Ms. Costa said. But, she added, “I wouldn’t count the chore money.” Mr.…

[ad_1] Employees should carefully consider the options for their retirement savings when leaving a job, including leaving it in the old employer’s plan. The fees in that plan may be…